Privacy Policy

The short version: we don't collect your numbers, and we don't need to.

This policy explains what information Caspenda ("we", "us") handles when you use this website. Effective date: August 2026.

1. What we collect

Nothing that identifies you. All calculator inputs are processed entirely in your browser and never transmitted to our servers. We do not require accounts, emails or any personal information to use the tools.

2. What runs in your browser

The calculators are static JavaScript. When you change an input, the result is computed locally on your device. Your figures — investment amounts, rates, time horizons — never leave your browser.

3. Cookies & analytics

We may use privacy-respecting, anonymized analytics to understand which pages are visited (e.g., page views and country-level data). If we later add cookies or advertising (for example Google AdSense), this policy will be updated and any such tools will require consent where applicable.

4. Sharing

We do not sell or rent personal information. We only share data where legally required or to protect our rights.

5. Data retention

Because we collect no personal data, there is nothing to retain or delete on our side.

6. Third-party links

Pages may link to external websites. We are not responsible for their privacy practices.

7. Contact

Questions about this policy? Contact us via the contact link in the site footer.